Elevate your Business by Working with a Fractional CFO

What is a Summit CFO?

A Summit CFO is more than just a financial expert—they are a strategic partner dedicated to helping your business reach its peak potential. We are fractional CFOs that provides the expertise and leadership of a full-time CFO but on a fractional, cost-effective basis tailored to your needs.

We guide you through financial complexities, provide clarity, and help you make informed decisions that drive growth and success. Whether it’s managing cash flow, creating strategic plans, or holding your team accountable, a Summit CFO is your trusted partner.

How Do We Drive Value for Your Business?

  • Understanding your numbers is the first step to making smarter business decisions. At Summit CFO, we provide clear, accurate financial insights that go beyond basic reporting. We help you identify the key drivers of your business’s performance, so you can focus on what matters most.

  • Every business needs a plan to reach its goals. We help you create and execute strategies that drive operational efficiency, solve challenges, and position your business for long-term success.

  • Accountability is the key to turning plans into results. We ensure that responsibility is placed where it belongs—on the right people, in the right roles, across your organization.

    We work closely with your leadership team to set clear expectations and hold you and your team accountable for your commitments. Accountability becomes a driver of success, not a roadblock.

When do Our Clients Partner With Us?

Growth

Your business is growing, and you need the right financial strategies to keep up. We help you understand your numbers, plan for the future, and ensure your growth is sustainable. From managing cash flow to preparing for expansion, we provide the tools and insights to scale with confidence.

Transition

Transitions like M&A, succession planning, or preparing for a sale require careful financial planning. We help you navigate these changes with clarity and confidence, ensuring your business is ready for what’s next. It’s never too early to start planning for a smooth and successful transition.

Distress

When challenges arise, quick action is essential. We help stabilize your business by addressing cash flow issues, identifying problem areas, and creating a recovery plan. Our goal is to help you regain control, rebuild, and emerge stronger.

How do we Differentiate Ourselves?

We Get to Know You

We take the time to understand your business, your goals, and your challenges to provide guidance that makes sense for you.

We Work with Your Team

We make it a priority to collaborate with your existing staff to ensure seamless integration with your business.

We Deliver on Promises

Our professionalism and commitment to results set us apart. We pride ourselves on delivering what we say we will.

We meet clients wherever they are on the journey to success.

Our Ascent to Financial Sucess

  • Lay a strong foundation for your accounting organization with the right people, processes, and technology.

    • Start by hiring skilled professionals to manage daily accounting and financial reporting.

    • Establish best practices to maintain accurate records through timely reconciliations, invoicing, and expense tracking.

    • Finally, leverage modern financial tools to streamline workflows, enhance accuracy, and automate routine tasks.

  • Establish financial clarity by mastering key areas of understanding, analysis, and decision-making.

    • Gain proficiency in reading and interpreting financial statements like the P&L, balance sheet, and cash flow to evaluate your business’s health.

    • Regularly analyze financial trends to uncover opportunities and address challenges.

    • Strengthen your financial literacy in cash flow, budgeting, forecasting, and risk management to make confident, informed decisions.

  • Think strategically by focusing on goal setting, budgeting, and forecasting.

    • Define clear, achievable financial goals that align with your business’s capabilities, such as increasing profit margins or reducing costs.

    • Optimize your budgeting process to track expenses and revenues while identifying opportunities to improve profitability and efficiency.

    • Implement comprehensive forecasting to anticipate challenges, manage cash flow, and guide informed strategic decisions.

  • Plan for the future by focusing on long-term goals, strategic planning, and risk assessment.

    • Define clear objectives, such as scaling your business, improving efficiency, or preparing for a sale, with specific timelines.

    • Develop a strategic plan with actionable milestones and succession planning to achieve your vision.

    • Regularly evaluate growth opportunities and risks through scenario planning to ensure your business is ready for what lies ahead.

What You Can Expect From Your Fractional CFO

  • CFO Report

    Monthly

    Our monthly CFO report meeting is the foundation of our service, where we review your financial statements. The CFO Report organizes your financial data in a way that is tailored to your business, ensuring we focus on what matters most.

    Beyond the financial statements, we include key management reporting to provide a broader view of the factors driving your numbers. This meeting is designed to help you step back from daily operations and focus on working on your business.

  • Business Sync

    Monthly

    The monthly business sync is a flexible, collaborative meeting designed to address what’s top of mind for the business owner. This session provides an opportunity to update your CFO on key developments within the business while focusing on action items, milestones, and progress toward tactical goals.

    It’s a hands-on session dedicated to working in the business, ensuring priorities align with your broader objectives.

  • Accounting / Finance Meetings

    Weekly

    In the early stages of our partnership, we hold weekly touchpoints with your accounting and finance team to work closely alongside them and integrate seamlessly into your organization.

    These sessions are designed to build strong relationships with the team members responsible for the day-to-day financial operations, ensuring alignment and a smooth collaboration from the start.

  • Annual Budgeting

    Annual

    We work with all clients to create an annual budget that sets clear targets and expectations for the business. Collaborating closely with the management team, we craft a budget tailored to the needs and goals of the organization.

    No matter when a client starts with us, we can complete the budgeting process to ensure a solid financial plan is in place.

  • Forecasting

    Monthly

    Each month we evaluate whether re-forecasting is needed and analyze performance trends to better predict where the business is heading for the year. These discussions provide valuable insights, allowing time to adjust strategies or make changes as needed.

    We update the forecast monthly, ensuring you always have a clear and accurate view of your year-end projections.

  • Strategic Review

    Quarterly

    Each quarter, we conduct a strategic review to assess how the business is tracking toward its goals.

    We evaluate whether milestones are being met and ensure the business is following through on the plans set at the start of the year. These reviews provide a high-level perspective to confirm alignment with the long-term strategy.

  • Decision Support

    Ad-hoc

    We provide ad hoc decision support to business owners, ensuring we are available to assist with critical decisions as they arise.

    Whether it involves financial matters, risk management, personnel, or other key areas, we are there to guide and support you through the decision-making process and serve as an objective third-party.

Get started with Summit CFO Services, today.